Free Tools

Practical tools forrunning a business in Nigeria.

No login, no email wall, no catch. Calculations run in your browser and results are shareable by link. Built for the things that actually trip up Nigerian business owners — pricing, invoicing, and hiring.

Lumyn free tools2026

01No login required

02Instant results

03Free forever

Clear thinking, carefully translated into useful digital systems.

Invoice Generator

Create a clean, professional invoice with Nigerian bank details — everything stays in your browser.

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Send Money to Nigeria

Compare what you'd actually receive in naira across providers, not just their advertised rate.

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Employer Cost Calculator

See what a hire actually costs — PAYE, pension, NSITF, NHF — under the 2026 tax bands.

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